Smart Budgeting
The best 70 Smart Budgeting AI tools - Free & Paid
Explore 70 AI for Smart Budgeting
Goodbudget Envelope Budgeting modernizes traditional budgeting with virtual envelopes for spending, saving, and giving. Track finances and share budgets while saving for big expenses and managing debt seamlessly.
Subscription
$29/mo
5
Budget Tracker & Planner is a free online money management tool that tracks financial transactions, monitors spending, and offers insights on monthly habits.
Freemium
Rocket Money is an all-in-one financial management tool that simplifies tracking subscriptions, managing spending, creating budgets, and improving financial wellness. Features include automated subscription tracking, spending insights, bill negotiation, net worth tracking, credit score monitoring, a
Free trial
5
Tendi is an AI-driven personal finance advisor that assists users in goal setting, budgeting, debt reduction, saving, investing, retirement planning, and provides insights, alerts, and a user-friendly dashboard for better financial management.
Freemium
5
ExpenSee.app is a budget management tool for Apple devices that allows users to securely track expenses and view insights through a local analysis dashboard, ensuring privacy while providing seamless access across iPhone, iPad, and Mac.
5
Cleo is an AI-powered personal finance assistant that streamlines money management through savings, budgeting, investment growth, credit building, and offers privacy-focused financial insights and tracking tools.
Freemium
$8.99/mo
5
Wefire is an AI-driven personal finance tool that offers insights into spending habits, investment opportunities, and cash flow analysis. It enhances financial literacy with educational resources while prioritizing user security and providing timely alerts for account activity.
Freemium
5
Trillion is a budget management app that enables users to track income and expenses, categorize transactions automatically, and generate detailed reports, all while supporting multiple accounts and currencies for effective personal finance management.
Free
ShowMeMoney is an AI-powered expense tracking tool that helps users monitor and categorize spending across various payment methods. It features Smart Add for easy transaction input, interactive charts for visualizing trends, and customizable budget notifications.
Free trial
Simplify Money App is a personal finance management tool that uses AI to offer tailored financial insights, automate goal-based planning, manage debt, and optimize tax liabilities, helping users make informed financial decisions and improve their overall financial health.
Freemium
5
Yokoy is a spend management tool that automates expense tracking and approval workflows, providing real-time insights into spending patterns and enabling efficient report generation for better financial decision-making and optimized budget management.
Freemium
$9.99/mo
5
Zumma Financial is a personal finance platform that organizes budgeting, income tracking, expense management, featuring receipt scanning/manual entry and city-specific financial resources.
Subscription
Qashboard is a financial management AI tool that links accounts, analyzes transactions, and visualizes insights via an easy-to-use dashboard. It ensures secure finance tracking & organization, prioritizing data privacy and offering an intuitive conversational interface for informed decisions.
Free trial
$5/mo
4.6
Fina Money is a money management app that automates expense tracking, budgeting, and financial insights by securely syncing with bank accounts. It offers AI-powered categorization, customizable templates, and real-time analytics for personal and business finances.
Free trial
$50/mo
Finstreets is an AI-driven financial planning platform offering calculators, a financial search engine, educational resources, and a budget planner, helping users manage investments, expenditures, and gain insights into personal finance and cryptocurrency.
Subscription
5
Honeydue is a finance app designed for couples to collaboratively manage their finances. It facilitates tracking shared expenses, discussions about spending, and offers a streamlined overview of financial status, all aimed at reducing conflicts and enhancing financial harmony within relationships.
SmartShopping Tracker helps users manage grocery expenses by uploading photos of receipts. Its AI technology identifies products, enabling users to track spending and analyze shopping habits through detailed statistics for better budget organization.
Freemium
SparkReceipt is a comprehensive preaccounting tool that simplifies financial record management through receipt scanning, expense tracking, document management, and accountant collaboration, with cloud access and support for 150 currencies.
Freemium
Financial AI Companion is a personalized financial assistant that helps users identify their financial personality and provides tailored guidance on budgeting, saving, investing, and managing debt, promoting informed decision-making and enhancing financial literacy.
Freemium
5
Skedpal is an AI-powered smart calendar app that automates task prioritization and scheduling, ideal for professionals and freelancers. It adjusts agendas automatically, improving productivity and reducing time management stress.
Free trial
Spendsights is a privacy-focused expense manager that allows users to upload bank statements for automated expense tracking and categorization. Its machine learning capabilities enhance transaction identification, providing insights into spending habits across multiple devices, even offline.
Subscription
SpendTally is an expense tracking app that allows users to scan receipts and automatically categorizes expenses. It provides insights into spending habits and helps identify potential savings while generating easy-to-understand reports for better budgeting.
Freemium
$0/m
5
Kick is an automated bookkeeping tool that categorizes transactions in real-time, offers customizable rules, and generates tax-ready financial statements. It enhances efficiency in financial management and simplifies collaboration with tax professionals for various business entities.
Free trial
FlowSavvy automates time blocking for efficient weekly planning, aiding in time management. It offers smart scheduling, color-coded tasks, and syncs seamlessly across web, iOS, and Android platforms to simplify task management and boost productivity.
Freemium
Finance Stuff is a personal finance tracker that automates expense tracking, connects accounts for investment visibility, and provides AI-powered insights. It features growth charts for effective budgeting and employs secure data handling practices to protect user privacy.
Subscription
5
Socra is an AI assistant designed to help individuals set and achieve their goals.
Freemium
$7 per user/mobilled annually
Intelligent email, powered by AI — Smarter & faster email designed for stress-free productivity.
Freemium
$9/mo
Parthean AI's Money Automated streamlines finances by automating savings, investments, and debt repayment. It provides effortless transfers, spending analysis, and tailored financial plans, simplifying money management and decisions.
Free trial
5
The AI tool is a flexible time management platform for teams that prioritizes focus time and optimizes schedules to increase productivity.
5
Our Excel Formulas Generator provides a free and easy way to create custom formulas for any situation in Excel.
Freemium
Solidpoint's Summar tool condenses hours of content into key ideas in minutes.
$4 per seat/mo
5
Tabil is an AI-assist goal-setting tool that helps users set better goals, track them, and learn about OKR methodology.
Freemium
$ 9/mo
5
Timely is an AI-powered time tracking software that accurately and efficiently tracks time for projects, teams, and plans, and integrates with other popular apps.
Freemium
$12.00
IdeaBuddy is an all-in-one business planning software tool that helps users develop, test, launch, and grow their business ventures through features such as idea validation, financial planning, and a step-by-step business guide.
Free trial
5
Mezzi is an AI-enhanced investment tax management tool that provides personalized strategies to minimize taxes, cut fees, and enhance portfolio optimization. It features advanced calculators, secure data handling, and facilitates easy allocation rebalancing and performance tracking for efficient we
Freemium
Heimdall is a financial tracking tool that analyzes and visualizes spending habits across platforms like Amazon and Uber, enabling users to monitor expenses, categorize spending, and gain insights into their financial behavior in real-time.
Freemium
5
Pebblely is a platform that enables users to send and receive SMS messages through their computer.
Free
Peek is an AI-driven financial management app that automatically tracks spending, connects to bank accounts, and provides weekly updates, facilitating goal setting and simplifying financial oversight for busy users.
Free trial
$ 0/lifetime
Global System Thinking Frameworks offers tools for enhanced decision-making and problem-solving, including self-assessment templates and strategic models like SBI, 4C, and Business Model Canvas, supporting effective communication and organizational management.
Freemium
$0/mo
AI Business Plan Generator enables quick creation of customized business plans by guiding users through context-aware questions. It offers industry insights, market analysis, and financial projections, streamlining the planning process for startups and academic projects.
Freemium
$29/mo paid mo
AI Listing Architect simplifies the process of creating optimized Amazon listings in minutes.
Free trail
Fire Mate: AI-powered financial assistant guiding users towards financial independence. Features personalized recommendations, real-time support, easy income/expense tracking, goal setting, and progress monitoring for efficient money management.
Free
5
Crbit is a personal finance app that facilitates collaboration on shared finances, offering features like budget creation, transaction monitoring, and expense tracking. It prioritizes privacy and is suitable for individuals, families, and joint financial planning.
Free trial
$0
1st things 1st is a decision-making tool that helps users prioritize items on their lists based on personal preferences and goals through intuitive and smart prioritization tools, customizable templates, and AI-powered autosuggestion features.
Freemium
5
Simbly is an AI tool that assists entrepreneurs in creating detailed business plans through customizable templates, step-by-step prompts, and industry insights, streamlining the planning process and saving time while ensuring all essential elements are covered.
Freemium
5
Mindsera is an AI-powered journaling tool that enhances cognitive skills, mental health, and fitness through structured thinking, self-reflection, artwork generation, mindset analysis, automatic summaries, mentor models, and framework templates.
Freemium
$20/mo
5
Amigo AI is an AI-driven personal finance management tool that provides personalized advice on budgeting, spending, and investments. It logs transactions, adapts to user habits, and offers quick insights via a responsive chatbot across Apple devices.
Freemium
Pitchgrade's AI scans pitch decks for areas of improvement and provides real-time advice, making it a dynamic service for fundraising efforts.
Free
Managebett is an AI-powered tool that provides real-time feedback, team skill development, career goal management, performance reviews in minutes, a user-friendly design, coaching services, and informative content on success management.
Free trial
Kniru AI-powered Finance is an all-inclusive aid that offers custom investment, expense, retirement planning, tax, and credit management insights. It provides personalized savings tips, bill reminders, and portfolio monitoring for informed financial choices.
Freemium
Solid Apps Ultra Focus Evo is an all-in-one productivity suite encompassing Ultra Focus (goal setting), Formed (habit tracking), Solid Diary (journaling), Solid Notes (note-taking), Solid Calendar (scheduling) and Evo (enhanced productivity) in a minimalist design.
Subscription
5
Sixty AI is a powerful time management tool that intelligently prioritizes tasks, streamlines workflows, and manages schedules with customizable snapshots and instant alerts, revolutionizing personal productivity effortlessly.
Freemium
5
CostGPT is an AI-powered software cost calculator, transforming project ideas into detailed cost estimates, timelines, and tech stack recommendations. It simplifies budgeting and project planning for accurate software development expense forecasts.
Free
0 $/mo
5
NeonFin is an AI-driven personal finance tool that uncovers spending patterns, provides interactive budgeting, and delivers real-time insights while simplifying receipt scanning and categorized expense tracking.
Freemium
Simple Metrics - Google Gemini AI for Google Sheets is a productivity tool integrated with advanced AI connectors for seamless workflow automation, data analysis, and personalized experiences in Google Sheets. With a user-friendly interface and multilingual support, it enhances data analytics and ma
Freemium