What is Financial Fitness Passport?

Financial fitness passport™ provides AI financial guidance and a financial dashboard that analyzes income, savings, debts, and investments to generate a passport score and a retirement number.Users can link bank accounts or enter data manually for cash flow analysis, after-tax cash flow estimates, and real-time debt payoff planning (snowball and avalanche).

Built-in calculators and scenario modeling let users compare retirement scenarios, run what-if analyses, and measure progress toward personalized financial goals.An AI financial coach delivers plain-language recommendations, next-best-step actions, and a progress interpreter that highlights financial wins and risks.

Gamified badges, an interactive educational academy, PDF export, and data-control options support engagement and reporting for individuals and employer wellness programs.Key features include passport score, retirement calculator, debt simulator, tax and cash flow calculators, financial goals planner, and portfolio/401(k) tracking.

Financial Fitness Passport details

Jurisdiction: New York
Built for: Individuals
Data residency: United States

Financial Fitness Passport pricing

Free trial

Free $0

Enterprise $30-$60/employee/year

Pro $9.99/mo or $79.99/year

$9.99/mo is about average for Personal finance median $9.99/mo

Most Personal finance tools start between $6 and $24.50 a month.

Auto-renewal: Yes

Trial, refund and renewal terms as stated in Financial Fitness Passport's own published documentation.

Verify on the official pricing page.

Start free trial

Financial Fitness Passport's key features

AI financial dashboard that analyzes income, savings, debts and investments to generate a passport score and retirement number
Account linking and manual data entry for cash flow analysis and after-tax cash flow estimates
Real-time debt payoff planner and debt simulator supporting snowball and avalanche methods
Built-in calculators and scenario modeling for retirement, what-if analyses, and goal progress measurement
AI financial coach providing plain-language recommendations, next-best-step actions and progress interpretation

Financial Fitness Passport use cases

Create a personalized retirement roadmap with Financial Fitness Passport by linking accounts or entering balances to generate a retirement number, run AI-driven scenario modeling with after-tax cash-flow estimates, and export plain‑language reports to share with your advisor
Develop a prioritized debt-payoff plan using the debt-payoff simulator and tax-aware cash-flow estimates to model multiple repayment scenarios, get step-by-step AI coaching in plain English, and download printable payoff schedules
Create an employee financial wellness program that enrolls staff into bank-linked budgeting and personal financial dashboards, tracks goals and progress across the workforce, provides automated coaching and scenario modeling, and delivers anonymized, exportable reports for HR and benefits teams