What is Skwad?
Skwad is a privacy‑first budgeting app that lets users track spending without sharing bank passwords. It imports transactions from email alerts, bank statements, and CSV/QIF files, and can convert PDFs to Excel for detailed record‑keeping. Users can create envelope budgets with rollover categories, generate comprehensive cash‑flow and spending reports, and scan receipts to auto‑categorize line items.
The platform supports real‑time account sharing for couples, automated bill reminders, and calendar sync to avoid late payments. Skwad offers optional Plaid or MX bank linking for users who need additional data, while keeping all sensitive credentials off‑site and allowing manual or automated transaction imports from older accounts or external tools.
Skwad pricing Subscription
Verify on the official pricing page.
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Skwad's key features
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Parse email alerts into transactions
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Auto-categorize every transaction
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Receipt scanner extracts line items
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Convert bank PDFs to Excel
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Import CSV OFX QIF files
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Optional bank sync with Plaid
Skwad use cases
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Create a household budget plan that automatically imports all family bank statements via email, assigns each purchase to pre‑set envelope categories, and provides instant cash‑flow reports without exposing any transaction data to third parties.
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Share a joint savings goal with a roommate by inviting them to the shared account, allowing both of you to approve envelope allocations in real time while keeping the data encrypted locally and no external APIs required.
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Scan grocery receipts on your phone, let the app auto‑categorize and tag them into your envelope budget, then generate a monthly spending analysis that can be exported as a PDF for your tax preparation.
Who is it for?
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Fintech enthusiasts
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Budgeting collaborators
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Privacy-focused individuals
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Automated trackers
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Financial administrators
