What is Skwad?
Skwad is a privacy‑first budgeting app that lets users track spending without sharing bank passwords. It imports transactions from email alerts, bank statements, and CSV/QIF files, and can convert PDFs to Excel for detailed record‑keeping. Users can create envelope budgets with rollover categories, generate comprehensive cash‑flow and spending reports, and scan receipts to auto‑categorize line items.
The platform supports real‑time account sharing for couples, automated bill reminders, and calendar sync to avoid late payments. Skwad offers optional Plaid or MX bank linking for users who need additional data, while keeping all sensitive credentials off‑site and allowing manual or automated transaction imports from older accounts or external tools.
Skwad details
- Company
- TCS Digital, LLC
- Jurisdiction
- Delaware
- Built for
- Individuals
- Data residency
- United States
Skwad tech specs
- Cloud
- AWS
- Integrations
- Google Workspace
Skwad pricing
Subscription- Auto-renewal
- Yes
Verify on the official pricing page.
View plansSkwad's key features
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Parse email alerts into transactions
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Auto-categorize every transaction
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Receipt scanner extracts line items
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Convert bank PDFs to Excel
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Import CSV OFX QIF files
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Optional bank sync with Plaid
Skwad use cases
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Create a household budget plan that automatically imports all family bank statements via email, assigns each purchase to pre‑set envelope categories, and provides instant cash‑flow reports without exposing any transaction data to third parties.
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Share a joint savings goal with a roommate by inviting them to the shared account, allowing both of you to approve envelope allocations in real time while keeping the data encrypted locally and no external APIs required.
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Scan grocery receipts on your phone, let the app auto‑categorize and tag them into your envelope budget, then generate a monthly spending analysis that can be exported as a PDF for your tax preparation.
Skwad user reviews
Would you recommend Skwad?
Who is Skwad for?
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Fintech enthusiasts
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Budgeting collaborators
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Privacy-focused individuals
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Automated trackers
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Financial administrators
Skwad FAQ
How much does Skwad cost?
Skwad is a paid product with no free plan. Plans include Yearly at $49 billed yearly, Yearly at $65 billed yearly, Yearly at $109/yr and Diy at $4.08/mo.
Is Skwad safe to use?
Skwad is operated by TCS Digital, LLC, registered in Delaware.
What are the best alternatives to Skwad?
The closest alternatives to Skwad are Showmemoney, Mint, Spendtally and SpendSights. You can compare them side by side in the alternatives section further down this page.
What does Skwad do with my data?
Skwad states that customer content is not used to train its models. Its privacy policy states that personal data is not sold or shared for marketing purposes. Data may be shared with third-party service providers that help run the product. Customer data is held in United States.
Does Skwad auto-renew or offer refunds?
Skwad subscriptions renew automatically until you cancel.
Who made Skwad?
Skwad is built and operated by TCS Digital, LLC, a company registered in Delaware.
What does Skwad integrate with?
Skwad connects with Google Workspace.
Compliance, privacy and billing terms are as stated in each product's own published documentation and have not been independently verified by TopAI.tools.
