What is SuperMoney?

Supermoney is a personal finance app that aggregates accounts, tracks transactions, and presents a unified view of net worth, cash flow, assets, and liabilities.It builds budgets and adjusts spending plans based on real transactions and life changes, helping users manage bills, loans, and savings goals.

Sense AI analyzes finances without accessing personally identifiable information and generates step-by-step plans for debt repayment, savings, and credit-score improvement.The platform compares prequalified loan and refinance offers from hundreds of financial partners in real time, including personal loans, student loan refinance, auto refinance, mortgages, and HELOCs.

Security features include bank-grade 256-bit encryption and SOC 2 Type II audits; users control account connections and can disconnect or delete data.Daily feeds surface rates, recommendations, and a consolidated view of accounts for consumers, borrowers, students, and homeowners.

Credit score monitoring, goal tracking, and automated alerts support decision-making without hard credit inquiries when checking prequalified rates.Available on web, iOS, and Android, Supermoney supports comparisons, budgeting, and financial planning for individuals managing multiple accounts and loans.

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SuperMoney's key features

Account aggregation and unified view of net worth, cash flow, assets, and liabilities
Automated budgeting and dynamic spending-plan adjustments based on real transactions and life changes
Sense AI financial analysis that does not access personally identifiable information and generates step-by-step debt repayment, savings, and credit-score improvement plans
Real-time comparison of prequalified loan and refinance offers (personal, student, auto, mortgage, HELOC) without hard credit inquiries
Security and data controls: bank-grade 256-bit encryption, SOC 2 Type II audits, and user-managed account connections and data deletion

SuperMoney use cases

Automatically build and maintain adaptive monthly budgets with Supermoney by aggregating all your accounts and transactions, tracking cash flow and net worth in real-time so you can prioritize spending and hit savings goals without manual bookkeeping
Plan and accelerate debt repayment using Supermoney's automated debt planner and Sense AI to simulate payoff scenarios, compare prequalified loan and refinance offers side-by-side, and pick the lowest-cost option while keeping your data private
Monitor your overall financial health in one dashboard by tracking assets, liabilities and credit scores, receive instant alerts for suspicious activity or bill reminders, and use goal tracking to visualize progress toward down payments, emergency funds, or retirement