What is Lumio Pro?
Lumio
Lumio is a financial coordination tool designed for couples. It links bank, credit‑card, investment, and savings accounts via secure Open Banking. The platform separates private and shared data, letting partners choose which balances, transactions, and recurring bills are visible.
Users can record one‑off payments and recurring expenses, see who paid, and track total shared costs and individual cash flow. An automated account aggregation engine calculates net worth and asset‑vs‑debt balances. The built‑in IOU tracker records informal debts and settlements.
Lumio Pro details
- Company
- Lumio Technologies Ltd
- Jurisdiction
- England and Wales
- Built for
- Individuals
- Data residency
- European Economic Area (EEA)
- Stated compliance
- GDPR, ISO 27001
Compliance as stated in Lumio Pro's own published documentation.
Lumio Pro pricing
FreemiumVerify on the official pricing page.
View plansLumio Pro's key features
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Invite partner via unique link
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Control what you share
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Track shared spending
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Cancel unwanted bills
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Connect all accounts
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Read-only access
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Secure Open Banking
Lumio Pro use cases
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Plan a joint trip budget with Lumio by automatically aggregating each partner's bank balances, splitting shared flights and accommodation costs, and generating a real‑time expense dashboard that updates as payments are made.
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Track and settle IOUs effortlessly with Lumio by recording one‑off payments, sending automatic payment reminders, and visualizing outstanding debts between partners in a single, private view.
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Achieve shared savings goals with Lumio by linking all savings accounts, setting joint milestones, and receiving instant notifications when the combined balance reaches target amounts, while still keeping individual balances private.
Lumio Pro user reviews
Would you recommend Lumio Pro?
Who is Lumio Pro for?
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Financial planners
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Joint account holders
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Expense trackers
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Household managers
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Banking customers
Lumio Pro FAQ
Is Lumio Pro free?
Partly. Lumio Pro has a free plan with usage limits, and paid plans unlock the full feature set. Plans include Individual pro £/month at $3, Individual £/month at $3, Couples pro £/month at $4.49 and Individual pro £/year at $26.99.
Is Lumio Pro safe to use?
Lumio Pro states GDPR and ISO 27001 compliance in its own published documentation. Lumio Pro is operated by Lumio Technologies Ltd, registered in England and Wales.
What are the best alternatives to Lumio Pro?
The closest alternatives to Lumio Pro are Showmemoney. You can compare them side by side in the alternatives section further down this page.
What does Lumio Pro do with my data?
Its privacy policy states that personal data is not sold or shared for marketing purposes. Data may be shared with third-party service providers that help run the product. Customer data is held in European Economic Area (EEA).
Who made Lumio Pro?
Lumio Pro is built and operated by Lumio Technologies Ltd, a company registered in England and Wales.
Compliance, privacy and billing terms are as stated in each product's own published documentation and have not been independently verified by TopAI.tools.
