What is Lumio Pro?

Lumio Lumio is a financial coordination tool designed for couples. It links bank, credit‑card, investment, and savings accounts via secure Open Banking. The platform separates private and shared data, letting partners choose which balances, transactions, and recurring bills are visible.

Users can record one‑off payments and recurring expenses, see who paid, and track total shared costs and individual cash flow. An automated account aggregation engine calculates net worth and asset‑vs‑debt balances. The built‑in IOU tracker records informal debts and settlements.

Lumio Pro pricing Freemium

Individual free $0

Individual pro £/month $3

Individual £/month $3

Couples pro £/month $4.49

Individual pro £/year $26.99

Couples pro £/year $39.99

Verify on the official pricing page.

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Lumio Pro's key features

Invite partner via unique link
Control what you share
Track shared spending
Cancel unwanted bills
Connect all accounts
Read-only access
Secure Open Banking

Lumio Pro use cases

Plan a joint trip budget with Lumio by automatically aggregating each partner's bank balances, splitting shared flights and accommodation costs, and generating a real‑time expense dashboard that updates as payments are made.
Track and settle IOUs effortlessly with Lumio by recording one‑off payments, sending automatic payment reminders, and visualizing outstanding debts between partners in a single, private view.
Achieve shared savings goals with Lumio by linking all savings accounts, setting joint milestones, and receiving instant notifications when the combined balance reaches target amounts, while still keeping individual balances private.

Who is it for?

Financial planners
Joint account holders
Expense trackers
Household managers
Banking customers