Personal Budgeting
The best 70 Personal Budgeting AI tools - Free & Paid
Explore 70 AI for Personal Budgeting
$29/mo
5
Budget Tracker & Planner is a free online money management tool that tracks financial transactions, monitors spending, and offers insights on monthly habits.
Freemium
Goodbudget Envelope Budgeting modernizes traditional budgeting with virtual envelopes for spending, saving, and giving. Track finances and share budgets while saving for big expenses and managing debt seamlessly.
Subscription
5
Tendi is an AI-driven personal finance advisor that assists users in goal setting, budgeting, debt reduction, saving, investing, retirement planning, and provides insights, alerts, and a user-friendly dashboard for better financial management.
Freemium
Rocket Money is an all-in-one financial management tool that simplifies tracking subscriptions, managing spending, creating budgets, and improving financial wellness. Features include automated subscription tracking, spending insights, bill negotiation, net worth tracking, credit score monitoring, a
Free trial
5
Cleo is an AI-powered personal finance assistant that streamlines money management through savings, budgeting, investment growth, credit building, and offers privacy-focused financial insights and tracking tools.
Freemium
$8.99/mo
5
Wefire is an AI-driven personal finance tool that offers insights into spending habits, investment opportunities, and cash flow analysis. It enhances financial literacy with educational resources while prioritizing user security and providing timely alerts for account activity.
Freemium
Simplify Money App is a personal finance management tool that uses AI to offer tailored financial insights, automate goal-based planning, manage debt, and optimize tax liabilities, helping users make informed financial decisions and improve their overall financial health.
Freemium
$9.99/mo
5
Zumma Financial is a personal finance platform that organizes budgeting, income tracking, expense management, featuring receipt scanning/manual entry and city-specific financial resources.
Subscription
Financial AI Companion is a personalized financial assistant that helps users identify their financial personality and provides tailored guidance on budgeting, saving, investing, and managing debt, promoting informed decision-making and enhancing financial literacy.
Freemium
ShowMeMoney is an AI-powered expense tracking tool that helps users monitor and categorize spending across various payment methods. It features Smart Add for easy transaction input, interactive charts for visualizing trends, and customizable budget notifications.
Free trial
Qashboard is a financial management AI tool that links accounts, analyzes transactions, and visualizes insights via an easy-to-use dashboard. It ensures secure finance tracking & organization, prioritizing data privacy and offering an intuitive conversational interface for informed decisions.
Free trial
$12.00
IdeaBuddy is an all-in-one business planning software tool that helps users develop, test, launch, and grow their business ventures through features such as idea validation, financial planning, and a step-by-step business guide.
Free trial
5
Trillion is a budget management app that enables users to track income and expenses, categorize transactions automatically, and generate detailed reports, all while supporting multiple accounts and currencies for effective personal finance management.
Free
$0
1st things 1st is a decision-making tool that helps users prioritize items on their lists based on personal preferences and goals through intuitive and smart prioritization tools, customizable templates, and AI-powered autosuggestion features.
Freemium
Finance Stuff is a personal finance tracker that automates expense tracking, connects accounts for investment visibility, and provides AI-powered insights. It features growth charts for effective budgeting and employs secure data handling practices to protect user privacy.
Subscription
5
ExpenSee.app is a budget management tool for Apple devices that allows users to securely track expenses and view insights through a local analysis dashboard, ensuring privacy while providing seamless access across iPhone, iPad, and Mac.
$5/mo
4.6
Fina Money is a money management app that automates expense tracking, budgeting, and financial insights by securely syncing with bank accounts. It offers AI-powered categorization, customizable templates, and real-time analytics for personal and business finances.
Free trial
5
Honeydue is a finance app designed for couples to collaboratively manage their finances. It facilitates tracking shared expenses, discussions about spending, and offers a streamlined overview of financial status, all aimed at reducing conflicts and enhancing financial harmony within relationships.
Fire Mate: AI-powered financial assistant guiding users towards financial independence. Features personalized recommendations, real-time support, easy income/expense tracking, goal setting, and progress monitoring for efficient money management.
Free
Finstreets is an AI-driven financial planning platform offering calculators, a financial search engine, educational resources, and a budget planner, helping users manage investments, expenditures, and gain insights into personal finance and cryptocurrency.
Subscription
5
Our Excel Formulas Generator provides a free and easy way to create custom formulas for any situation in Excel.
Freemium
$4 per seat/mo
5
Tabil is an AI-assist goal-setting tool that helps users set better goals, track them, and learn about OKR methodology.
Freemium
5
Crbit is a personal finance app that facilitates collaboration on shared finances, offering features like budget creation, transaction monitoring, and expense tracking. It prioritizes privacy and is suitable for individuals, families, and joint financial planning.
Free trial
5
Prospr is a meal planner app with features for creating personalized meal plans based on macro targets, tracking macros, generating grocery lists, and AI coaching.
Freemium
Parthean AI's Money Automated streamlines finances by automating savings, investments, and debt repayment. It provides effortless transfers, spending analysis, and tailored financial plans, simplifying money management and decisions.
Free trial
Kniru AI-powered Finance is an all-inclusive aid that offers custom investment, expense, retirement planning, tax, and credit management insights. It provides personalized savings tips, bill reminders, and portfolio monitoring for informed financial choices.
Freemium
5
Yokoy is a spend management tool that automates expense tracking and approval workflows, providing real-time insights into spending patterns and enabling efficient report generation for better financial decision-making and optimized budget management.
Freemium
5
Magnifi is an AI-powered investor tool that offers personalized opportunity discovery, analysis, goal planning, investment search/comparison, portfolio tracking, and integrated account access. It provides data, planning tools, and assistance to help subscribers make informed decisions.
Freemium
Peek is an AI-driven financial management app that automatically tracks spending, connects to bank accounts, and provides weekly updates, facilitating goal setting and simplifying financial oversight for busy users.
Free trial
Heimdall is a financial tracking tool that analyzes and visualizes spending habits across platforms like Amazon and Uber, enabling users to monitor expenses, categorize spending, and gain insights into their financial behavior in real-time.
Freemium
$20/mo
5
Amigo AI is an AI-driven personal finance management tool that provides personalized advice on budgeting, spending, and investments. It logs transactions, adapts to user habits, and offers quick insights via a responsive chatbot across Apple devices.
Freemium
$50/mo
$0/mo
AI Business Plan Generator enables quick creation of customized business plans by guiding users through context-aware questions. It offers industry insights, market analysis, and financial projections, streamlining the planning process for startups and academic projects.
Freemium
Pitchgrade's AI scans pitch decks for areas of improvement and provides real-time advice, making it a dynamic service for fundraising efforts.
Free
DataRails is a financial planning and analysis platform for Excel users that automates data consolidation, reporting, and budgeting, enhancing accuracy and efficiency. It supports scenario modeling, data visualization, and forecasting for effective financial analysis and decision-making.
Freemium
5
Mezzi is an AI-enhanced investment tax management tool that provides personalized strategies to minimize taxes, cut fees, and enhance portfolio optimization. It features advanced calculators, secure data handling, and facilitates easy allocation rebalancing and performance tracking for efficient we
Freemium
SparkReceipt is a comprehensive preaccounting tool that simplifies financial record management through receipt scanning, expense tracking, document management, and accountant collaboration, with cloud access and support for 150 currencies.
Freemium
0 $/mo
5
NeonFin is an AI-driven personal finance tool that uncovers spending patterns, provides interactive budgeting, and delivers real-time insights while simplifying receipt scanning and categorized expense tracking.
Freemium
us$ 29/mo
Foodzilla is a comprehensive meal planning and nutrition coaching software designed for professionals with features such as a recipe builder, mobile app, nutrition reports, automated grocery lists, and customization options.
Free trial
$10
PlanTripAI.com is an AI-powered trip planning tool that creates personalized travel itineraries based on users' interests, preferences, and budget.
Freemium
Spendsights is a privacy-focused expense manager that allows users to upload bank statements for automated expense tracking and categorization. Its machine learning capabilities enhance transaction identification, providing insights into spending habits across multiple devices, even offline.
Subscription
$ 9/mo
5
Timely is an AI-powered time tracking software that accurately and efficiently tracks time for projects, teams, and plans, and integrates with other popular apps.
Freemium
$0/m
5
Kick is an automated bookkeeping tool that categorizes transactions in real-time, offers customizable rules, and generates tax-ready financial statements. It enhances efficiency in financial management and simplifies collaboration with tax professionals for various business entities.
Free trial
1.4
This tool quickly analyzes and summarizes documents, websites, long audio or video files by organizing the content into key points, highlights, and insights, making it easier to understand and find important information.
Free
$0
PortfolioPilot is an AI-powered financial assistant that provides in-depth portfolio analyses, personalized recommendations, and economic insights. It ensures risk management, tailored suggestions, and secure asset aggregation for optimized investment strategies.
Free trial
$14.99
AI-powered personal investment plans tool empowers you to tailor your financial future. Get a personalized investment plans that are tailored to you.
Freemium
5
CostGPT is an AI-powered software cost calculator, transforming project ideas into detailed cost estimates, timelines, and tech stack recommendations. It simplifies budgeting and project planning for accurate software development expense forecasts.
Free
The AI tool generates ideas for businesses and develops a custom plan based on target audience, industry, environmental impact, regulatory requirements, revenue models, technology choices, competition, and expertise needed to run the business model.
Free
PortfolioGPT generates personalized investment portfolios based on user inputs such as risk tolerance and financial goals, streamlining the investment process. It offers tailored strategies and risk profiling, making it suitable for both novice and experienced investors.
Freemium
5
Socra is an AI assistant designed to help individuals set and achieve their goals.
Freemium
5
Skedpal is an AI-powered smart calendar app that automates task prioritization and scheduling, ideal for professionals and freelancers. It adjusts agendas automatically, improving productivity and reducing time management stress.
Free trial
SnaptoBook is a personal accounting software that simplifies invoice and receipt management, automates reimbursement forms, organizes tax-related documents, and enables accurate bill splitting with AI-enhanced receipt recognition and secure cloud storage for financial documents.
Free
SpendTally is an expense tracking app that allows users to scan receipts and automatically categorizes expenses. It provides insights into spending habits and helps identify potential savings while generating easy-to-understand reports for better budgeting.
Freemium
$90 or more
BizPlanner AI's Business Plan Generator creates tailored business plans efficiently. A four-step AI-driven process simplifies plan generation, featuring detailed sections, in-browser editing, AI regeneration, and versatile export options.
Subscription
5
grid.ai is a user-friendly tool toGRID is a platform enabling users to create smart, interactive web calculators and lead generation tools powered by spreadsheets. It streamlines lead capture without coding, empowers users to transform spreadsheets into dynamic calculators, and offers CRM integratio
Free trial
Principal is an AI-driven wealth platform that consolidates financial data from various institutions, offering real-time tracking, historical balance insights, and transaction filtering, while ensuring robust security and future features like risk analysis and real estate tracking.
Free trial