What is Openkoda?

Openkoda is an open‑source insurtech platform that provides a pre‑built, production‑ready foundation for insurance applications. It offers modular templates for claims management, policy management, and embedded insurance that can be customized or extended with standard code.

Core features include reporting, AI‑driven analytics, automated document generation, and a configurable underwriter dashboard. The platform supports role‑based access control, multi‑tenant clustering, and high‑performance data processing, ensuring scalability as a business grows.

Openkoda exposes a REST/GraphQL API and event‑driven hooks for seamless integration with payment gateways, CRMs, and third‑party underwriting services. Developers can add or remove modules, modify data models, and build custom dashboards through a visual builder without vendor lock‑in.

Openkoda pricing Freemium

Openkoda core open-source $0

Openkoda enterprise self-hosted $2000/mo*

Openkoda enterprise managed cloud $2000/mo*

Verify on the official pricing page.

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Openkoda's key features

Pre-built insurance application templates
Configurable architecture for rapid deployment
Real-time customer feedback integration
Low-risk product experimentation
Seamless scaling and customization
Open-source platform with unlimited users

Openkoda use cases

Create a fully automated claim adjudication system for a regional insurer using Openkoda's AI analytics and automated document generation, cutting processing time by 70% and eliminating manual data entry.
Develop a multi‑tenant embedded insurance marketplace for an e‑commerce platform with Openkoda's modular policy templates and role‑based access, enabling each vendor to offer tailored coverage without vendor lock‑in.
Implement a real‑time risk scoring and dynamic premium adjustment engine leveraging Openkoda's API hooks and AI analytics, allowing insurers to recalibrate rates instantly based on customer behavior.